Holiday Insurance and Travel Insurance

It is easy to forget that we have a National Health Service in this country, funded by tax payers, that pays for our medical treatment. Many foregin countries do not have such a system and medical treatment has to be paid for by the individual receiving the treatment. This is one of the reasons why holiday insurance or travel insurance is so important. If you travel throughout the year, it may be worth condidering an annual travel policy.

What does holiday or travel insurance cover?

This depends on the exact terms and conditions of your particular policy, but generally it includes:
Cancellation of, or cutting short, your holiday. For example, holiday insurance may cover cancellation of your holiday due to the tsunami, earthquake etc.
Delayed or missed connection(s)
Loss or theft of your belongings while you are away
Third party liability

Financial services products may be regulated to protect the consumer by the FSA and other such bodies. This site is intended to provide general information only and not provide specific individual advice.